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  • Judith Ramon

Mortgage Rates : Deal of the Century

Updated: Jul 7, 2020

If you're in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year .



Mortgage rates play a significant role in how much home you can afford, it's important to watch carefully as a homebuyer. The lower the rate, the better, even a slightest rise in rates can make a home that was once affordable, unaffordable.

Mortgage rates change frequently. Over the past 45 years, rates have ranged from a high of 18.63% (1981) to a low of 3.31% (2012). While not likely that the average 30-year fixed mortgage rate will return to its record low, the current average rate of 3.45% is pretty close, all to your advantage.

Buying a home is a huge investment, perhaps the biggest one you'll make in your life. It's important to be sure you're ready to make that purchase. If you are ready, today's rates are not to be missed.

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